Child Costs icon
Child Costs

Shared family expenses, clear balances, and fair settlements on iPhone, iPad, and Apple Watch.

Child Costs helps co-parents, separated families, patchwork households, and other shared-family setups track costs together without spreadsheets, endless chat threads, or manual balance math.

Automatic iCloud sync No separate sign-in 14-day free trial Custom splits and settlements
  • See who owes what instantly across shared groups.
  • Log repayments so balances stay accurate over time.
  • Capture updates on the go with the Apple Watch companion.
Child Costs dashboard
Benefits

Built for the real family logistics behind shared costs

Clear balances

Always know who owes what without maintaining a side spreadsheet.

Flexible splits

Use 50/50 when it fits, or configure custom ratios for uneven contributions.

Private by default

Your data lives in iCloud and shared groups use Apple CloudKit sharing.

Apple Watch ready

Check balances, review recent expenses, and manage drafts while away from your phone.

How It Works

One shared picture of family expenses

  1. Create a shared group for one child or one family context.
  2. Add an expense, choose who paid, and keep the split simple or fully custom.
  3. Watch the live balance update automatically for every member.
  4. Record a settlement whenever money changes hands so the history stays complete.
No account ceremony

There is no extra sign-up flow. Child Costs uses your iCloud account and Apple sharing so families can start quickly and keep the data path simple.

Settlement log in Child Costs
Features

Focused on the actions families repeat every week

Dashboard showing active balances
At a glance

Review open balances fast

See what you owe and what you are owed across groups the moment you open the app.

Settlement log
Fair settlements

Keep repayment history tidy

Log repayments and preserve a clean settlement trail instead of rewriting old expenses.

Apple Watch balance glance
On the go

Bring the essentials to your wrist

Use Apple Watch for quick balance checks, recent activity, and fast draft capture.

Plans

Start free, upgrade only if the extra headroom matters

Trial

14 days free

Every feature is available right away so you can test the full shared-expense workflow before deciding.

  • No upfront payment
  • No extra sign-up
  • No ads during trial
Download on the App Store
Free

Two free paths

Choose a limited free tier or a broader free-with-ads option after the trial ends.

  • Limited free for smaller setups
  • Free with ads for fuller day-to-day use
  • Family Sharing supported
Download on the App Store
Popular Pro

All in, no ads

Unlock unlimited usage, advanced reminders, CSV export, and cleaner collaboration across any kind of groups.

  • Monthly, annual, or lifetime purchase
  • Unlimited groups and members
  • Inherited Pro for invited group members
Download on the App Store

*) Pricing is set by Apple and may vary by region.

FAQ

Short answers to the common setup questions

No. Child Costs uses iCloud and Apple sharing, so there is no extra login flow to manage.
Yes. You can keep splits equal or assign custom ratios whenever one person covers more.
It focuses on quick balance checks, recent expenses, and fast draft changes while you are away from the phone.
Co-parents, separated families, patchwork households, and anyone who needs a lightweight shared-cost workflow.
CONTACT

Questions, feedback, or launch interest?

Location

Erlangen, Germany

Email

support@thomas-gossler.de